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Wedding

Of all days, your wedding day should be perfect.  

 

The average cost of a wedding in the US is $27,000.  Recognizing that the "big day" comes with a mighty financial commitment, Travelers has the Wedding Protector Plan; an insurance policy covering weddings.

A wedding is a large investment both emotionally and financially.  There are a lot of moving parts to a wedding and things can go wrong.  It is important to protect such a significant financial investment.


The Wedding Protector Plan provides coverage, with no deductible, for a variety of unfortunate occurrences associated with a wedding event. For example, coverage is provided if a hurricane causes the necessary and unavoidable cancellation or postponement of the event. Other coverages include postponement for withdrawal of military leave, forfeited and lost deposits, extra expenses associated with special attire, transportation, photographs, and entertainment expenses. 


A lot goes into planning your wedding within your budget.  Wedding insurance can ensure that your budget will not spiral out of control when the unexpected happens.

The top wedding claims and problems typically include damage to wedding attire, mishaps with event photography, cancellation due to illness or bereavement, and no-shows by contracted vendors.

As long as the wedding is more than 14 days away, it's not too late.  The Wedding Protector Plan can cover events in the United States, Puerto Rico, Canada, the United Kingdom, Mexico, Bermuda, Bahamas, Turks and Caicos, the Caribbean Islands (excluding Cuba and Haiti) and cruise ships leaving from a port within those territories.

Travelers Wedding insurance covers: 

-Dress / Tuxedo
You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.

-Lost Deposits

You can receive reimbursement of your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

-Lost Rings
You can receive repair or replacement cost if the bride's or groom's wedding band is lost or damaged.

-Severe Weather
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

-Transportation Shutdown
If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses

-Ruined Photos
If your photographer's film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.

-Call to Duty
If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

-Damaged Gifts
You can get repair or replacement cost if your wedding gifts are damaged.

-Sudden Illness
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.

-Venue Requires Insurance
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

-Additional Expense
If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.

For more information on how to protect a wedding, contact Redan Stratton, your independent insurance agency.