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How (and Why) to Buy Life Insurance

Buying Life Insurance seems to be one of those “I’ve finally grown up, I guess I need life insurance” sorts of decisions you make. It often comes into play when you buy a house, get married, or have children.


As it should.


But getting life insurance simply because you think you might need it, without really understanding how much to get or the options you have is a mistake – one that could cost you now in overbearing and unnecessary premiums, or one that will cost you (or your loved ones) later, when you realize that there wasn’t enough to cover your needs.


Here is a basic guide to get you started:

life insurance